Auto Black Box and Big Brother

In the United States and areas through the United Kingdom, insurance companies have been installing black boxes in clients’ vehicles for years.  These boxes have been installed voluntarily and disclose driving habits and behaviors behind the wheel.  The incentive to having this little black box monitor your every move is to receive the benefit of a premium reduction.  This feature is now available in Ontario and Quebec with Desjardins.  My question is, if you opt to have a box and your driving is erratic, will your premiums go up? I guess we will find out sooner than later.  Apparently, black boxes will be mandatory starting September of this year.  Over 90% of new cars being manufactured currently have a black box.  The box was originally designed to provide insight into conditions surrounding accidents.  I suppose at the very least this will get rid of the “he said, she said”.  My vote is to record the data, but allow individuals to determine what information can be provided from the box.  This is going to be a grey area moving forward especially in the courts.  It will be interesting to see how things play out.